x
Industry 360°

Housing Market Forecast

The latest housing market forecast and projection to what lays ahead.


Data & Statistics

View the latest sales and price numbers. Find out where sales will be in upcoming months.


Housing Matters Podcast

Your housing hub for market analysis, economic trends, and housing news.


Market Minute Write-Up

Get a roundup of weekly economic and market news that matters to real estate and your business.


Shareable Infographics and Interactive Reports

Gain insights through interactive dashboards and downloadable infographic reports. 

All Shareable Reports All Interactive Dashboards
Speeches & Presentations

Catch up with the latest outreaches and webinars by the Research and Economics team.


Surveys & Reports

C.A.R. conducts survey research with members and consumers on a regular basis to get a better understanding of the housing market and the real estate industry.


Model MLS Rules/Materials

California Model MLS Rules, Issues Briefing Papers, and other articles and materials related to MLS policy.


CAR Interboard Arbitration

Looking for information on how to file an interboard arbitration complaint?  You've come to the right place!  Find the rules, timeline and filing documents here.


Code of Ethics Violators

Summaries and photos of California REALTORS® who violated the Code of Ethics and were disciplined with a fine, letter of reprimand, suspension, or expulsion.


NAR Code of Ethics

The most recent edition of the Code of Ethics and Standards of Practice of the National Association of REALTORS® along with other important links to NAR information.


Professional Standards Materials

The California Professional Standards Reference Manual, Local Association Forms, NAR materials and other materials related to Code of Ethics enforcement and arbitration.


Legislation

C.A.R. advocates for REALTOR® issues in Washington D.C., Sacramento and in city and county governments throughout California.


PACs and RAF

CREPAC, LCRC, IMPAC, ALF and the RAF comprise C.A.R.'s political fundraising arm.

The RAA: Protecting REALTORS® and Homeownership REALTOR® Action Fund
Podcast: Unlocking CA Politics

C.A.R. Senior Vice President Sanjay Wagle sits down with Republican Assemblymembers Heather Hadwick and David Tangipa for a “Meet the Freshmen” conversation about their first term in the Legislature, what they’ve learned, and how they hope to move forward in 2026.


Politics and You

Learn how you can make a difference, by getting involved yourself or by passing along valuable information to your clients.


CLOSE

Housing Affordability By Ethnicity

What is This?
Add a quick link to this page from the Homepage when you are signed in
Share Article
Read the Full Release
 

C.A.R.’s Housing Affordability Index (HAI) measures the percentage of households that can afford to purchase a median-priced, single-family home in California. C.A.R. also reports affordability indices for regions and select counties within the state. The index is considered the most fundamental measure of housing well-being for home buyers in the state.


 

2025

 

C.A.R. Traditional Housing Affordability Index

STATE/REGION/COUNTY

All

White, Non Hispanic

Asian

Hispanic/ Latino

Black

Median Home Price

Monthly Payment Including Taxes & Insurance

Minimum Qualifying Income

CA SFH

19

23

29

11

11

$875,550

$5,530

$221,200

CA Condo/Townhomes

30

35

42

20

18

$659,000

$4,160

$166,400

US

40

43

56

35

27

$419,300

$2,650

$106,000

 

 

 

 

 

 

 

 

 

S.F. Bay Area

 

 

 

 

 

 

 

 

Alameda

23

26

29

13

9

$1,285,700

$8,120

$324,800

Contra Costa

27

31

41

17

13

$875,000

$5,530

$221,200

San Francisco

23

26

21

18

13

$1,709,000

$10,800

$432,000

Santa Clara

21

21

26

11

7

$2,000,000

$12,640

$505,600

Solano

30

35

40

20

22

$589,000

$3,720

$148,800

Southern California

 

 

 

 

 

 

 

 

Los Angeles

15

22

19

9

8

$918,860

$5,810

$232,400

Orange

15

17

18

10

11

$1,415,000

$8,940

$357,600

Riverside

28

29

33

25

23

$635,000

$4,010

$160,400

San Bernardino

32

34

40

31

23

$495,000

$3,130

$125,200

San Diego

17

21

23

11

11

$1,015,000

$6,410

$256,400

Central Valley

 

 

 

 

 

 

 

 

Fresno

35

43

50

29

21

$435,000

$2,750

$110,000

Kern

38

44

52

33

33

$400,000

$2,530

$101,200

Sacramento

32

33

37

29

21

$549,000

$3,470

$138,800

San Joaquin

31

31

45

25

23

$546,900

$3,460

$138,400


SUPPORT
Top Searches
;